An AHF story with a happy ending

Janet Hause
Fort Myers, FL
December 9, 2014

Hi Everyone!

My name is Janet and I am writing to all who may have the same situation that I had. My husband passed away in 2012 and two days after he died I was served with Foreclosure papers. As you can imagine by that time I was at the end of my rope, with nowhere to turn.

I had heard up north about an organization named “HUD” so I looked them up in the phone book in Florida. I called and they gave me a phone number for a HUD approved housing counseling agency called Affordable Homeownership Foundation (AHF) who helps people with housing and foreclosure problems like mine. I called and set up an appointment with them to see if they could help me. When I called they asked me to bring all of my paperwork to their office regarding the house, my mortgage and my financials, which I did. I met with a woman named Lois, she was so helpful and while I was there she introduced me to a man who happened to be in the same office for a meeting that day, his name is Ken.

Lois and Ken and I discussed our situation, and they asked if I would consider putting the house up for sale, because at that point I thought my only option was to give the house back and that is what I had told Lois I wanted to do, because I did not think I could sell it legally with the house being in Foreclosure. Ken told me based on my documents and how much the bank was saying I owed on the house but based on his quick research the house could be listed for over $100,000 more than what lowed, I had no idea!

We listed the house in August of this year and with many ups and downs over the month we finally got an offer by the end of September, not for the full listing price but close enough and it was a cash offer! During the ups and downs Ken and Lois helped me so often, reassuring me that I would be able to get out from under this debt and with the sale all of my other debts, I kept wondering if I could ever repay them. (I called them my Guardian Angels). I thought I had went to heaven, all of my debts were paid! Today I received two pieces of mail the first piece of mail to tell my mortgage had been satisfied, the second was a statement from the law firm handling the Foreclosure telling me the debt was “paid in full” another dream in my life!

I can never thank any of these wonderful “Angels” enough, I love them dearly, they saved my life! Thank you all!

Sincerely,
Janet Hause