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First Time Home Buyer Classes Live & In Person!

Affordable Homeownership Foundation holds their First Time Home Buyer Classes the second Saturday of each month. Who should attend?

  • Anyone who has never owned a home
  • Anyone who has owned a home previously and has a Foreclosure, short sale, or deed in Lieu
  • Anyone who has not owned a home in 3 years
  • Those who think they want to own a home but are unsure where to start or what to do.

Affordable Homeownership Foundation is hosting in an house First Time Home Buyer Classes the second Saturday of each month at their location 5264 Clayton Court, Suite 1, Fort Myers, FL 33907  at  9:00 AM Pre-registration is REQUIRED  by e-mailing lois@ahf.today or by calling 239-689-4944

If you cannot make the class we also offer the e-home America on line class through our website www.ahf.today click on “Homebuyer education” and then the link for the class is towards the end. Just fill out the information requested and once you finish the class you can print out your own  “Certificate of completion” The on-line class costs $99.00 per person save your receipts as it can be counted towards your 3% down payment.

What will you learn:

1.) Are you Ready to Buy a Home?

2.) Managing Your Money

3.) Understanding Credit

4.) Obtaining a Mortgage Loan

5.) Shopping For A Home

6.) Protecting your Investment

This class is taught by professionals in the Industry

Realtors- Who go over how to find a Home and what to look for in a Neighborhood, how not to buy more house than you can afford

Mortgage Professionals & Bankers- What loans and rates are available and what that all means and what a Mortgage application and closing documents look like and what to expect at closing

Home Inspectors- All aspects of a home inspection and why one is necessary, all of the things to look for when buying a home

Insurance Personnel- Types of Insurance, What is a Deductible? Do you need Flood Insurance? What does insurance cover?  Why is a Hurricane deductible different than a regular deductible. What is Recoverable Depreciation? And so much more

Credit- What is on your Credit Report? How to fix errors, What Mortgage professionals and Bankers look at when considering you for a loan and much more…

The following is a list of documents to bring to the class or for counseling:

  • Copies of your most recent utility bills
  • 2 most recent pay stubs (for each person in the household)
  • If disabled or on social security, Proof of SSI/SSDI, pensions, child support, alimony etc. for each person in the household
  • If self-employed, a signed and dated year to date profit and loss statement
  • Last 3 months of bank statements, all pages all accounts in PDF format, (account snapshots from the internet will not be accepted)
  • Last 2 year’s tax returns (signed on the signature page)

Please do not bring original documents, as we will have to make copies and that takes time.

In addition, we have to pull credit as a HUD requirement unless you bring a tri-merge RECENT credit report. The credit report we pull is a “Soft Pull” and does not affect your credit score in any way. CREDCO charges us $17.00 per person so that would be the charge to you, we will give you a copy of the credit report to take with you when you leave, we take cash, or charge.

See you at the class, call with any questions, pre-registration is mandatory