An AHF story with a happy ending
Fort Myers, FL
December 9, 2014
My name is Janet and I am writing to all who may have the same situation that I had. My husband passed away in 2012 and two days after he died I was served with Foreclosure papers. As you can imagine by that time I was at the end of my rope, with nowhere to turn.
I had heard up north about an organization named “HUD” so I looked them up in the phone book in Florida. I called and they gave me a phone number for a HUD approved housing counseling agency called Affordable Homeownership Foundation (AHF) who helps people with housing and foreclosure problems like mine. I called and set up an appointment with them to see if they could help me. When I called they asked me to bring all of my paperwork to their office regarding the house, my mortgage and my financials, which I did. I met with a woman named Lois, she was so helpful and while I was there she introduced me to a man who happened to be in the same office for a meeting that day, his name is Ken.
Lois and Ken and I discussed our situation, and they asked if I would consider putting the house up for sale, because at that point I thought my only option was to give the house back and that is what I had told Lois I wanted to do, because I did not think I could sell it legally with the house being in Foreclosure. Ken told me based on my documents and how much the bank was saying I owed on the house but based on his quick research the house could be listed for over $100,000 more than what lowed, I had no idea!
We listed the house in August of this year and with many ups and downs over the month we finally got an offer by the end of September, not for the full listing price but close enough and it was a cash offer! During the ups and downs Ken and Lois helped me so often, reassuring me that I would be able to get out from under this debt and with the sale all of my other debts, I kept wondering if I could ever repay them. (I called them my Guardian Angels). I thought I had went to heaven, all of my debts were paid! Today I received two pieces of mail the first piece of mail to tell my mortgage had been satisfied, the second was a statement from the law firm handling the Foreclosure telling me the debt was “paid in full” another dream in my life!
I can never thank any of these wonderful “Angels” enough, I love them dearly, they saved my life! Thank you all!
Shopping on Amazon for a good cause
We have joined the Amazon Smile program. That means when you visit Amazon through the link on our site, a small portion of your purchase is donated by Amazon to Affordable Homeownership Foundation, Inc.
Shoppers can choose any of the organizations participating in the program when they shop, and half of one percent of the total will be donated to the chosen cause.
Small donations like this can really add up and make a difference, so please consider helping AHF by using Amazon smile through our link – just click through the Amazon Smile banner in the sidebar or footer area across our site.
Errol and Joann Heath became new homeowners through the Homes For Vets Program when they closed on their new home in Cape Coral, Florida, rehabilitated and sold by Affordable Homeownership Foundation, Inc.
New Online Classes For First Time Home Buyers
Now you can learn all you need to know to buy your first home with more convenience than ever.
Affordable Homeownership Foundation, Inc, has selected eHomeAmerica.org to deliver online home buyer education classes to people in our area who would like to be thoroughly prepared to buy their own homes.
Online education classes allow you to set your own schedule and attend wherever you have internet access.
Learn how to:
- Shop for a home
- Secure a mortgage loan
- Maintain your home
Announcing our newest program for Veterans – Homes For Vets
In partnership with Bank of America and the National Community Stabilization Trust, Affordable Homeownership Foundation, Inc. is working to provide low cost homes to U.S. Military Veterans who are disabled and/or low-to-moderate income.
This housing initiative provides eligible veterans with the opportunity to buy at a discount a renovated foreclosed home.